Boots Dental Insurance review 2026
Dental Insurance
Affordable dental insurance backed by the trusted Boots brand
from £8
per month
The short answer
Boots Dental Insurance is a dental insurance costing £8–£30 a month. You can use any UK dentist, no dental assessment is needed to join, and the waiting period is none for emergency; 3 months for routine. It scores 7.5/10 in our review and suits budget conscious and nhs patients — affordable dental insurance backed by the trusted boots brand.
Best for
- Affordable entry-level plans from £8/month
- Trusted Boots brand recognition
- Covers NHS and private dental treatment
Watch out for
- Underwritten by Hamilton Insurance DAC (administered by Capacity Insights) — a less familiar insurer name than Bupa or AXA
- No worldwide emergency cover on standard plans
- Hygienist treatment not covered on basic plans
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About Boots
Boots Dental Insurance, underwritten by Hamilton Insurance DAC and administered by Capacity Insights (a trading name of Healix Insurance Services Ltd), offers affordable entry-level dental cover. Plans cover routine checkups, fillings, and dental emergency treatment at NHS and private dentists.
Plan type
Dental Insurance
Monthly price
£8 to £30
Waiting period
None for emergency; 3 months for routine
Dentist network
Any dentist
How it works: You pay monthly premiums. If you need treatment, you claim back costs up to annual limits.
Boots plan tiers
| Plan | Monthly | Covers | Best for |
|---|---|---|---|
| Dental Insurance Level 1 | from £8 | NHS + emergency | NHS dental patients |
| Dental Insurance Level 2 | from £12 | NHS + private + emergency | Mixed NHS/private users |
| Dental Insurance Level 3 | from £20 | Higher private cover limits | Regular private dental users |
What is covered?
| Feature | Included? | Notes |
|---|---|---|
| NHS dental treatment | ✓ | All bands covered up to annual limit |
| Private check-up | ✓ | Level 2 and above |
| Fillings (private) | ✓ | Level 2 and above |
| Dental emergency | ✓ | All plans, from day one |
| Worldwide emergency | ✗ | Not included on standard Boots plans |
| Dental hygienist | ✗ | Not included on standard plans |
| Crowns | Level 3 | Higher claim limits on level 3 |
| Cosmetic treatment | ✗ | Not covered |
| Orthodontics | ✗ | Not covered |
Boots pros and cons
Pros
- +Affordable entry-level plans from £8/month
- +Trusted Boots brand recognition
- +Covers NHS and private dental treatment
- +No initial health assessment required
- +Online signup and management
Cons
- -Underwritten by Hamilton Insurance DAC (administered by Capacity Insights) — a less familiar insurer name than Bupa or AXA
- -No worldwide emergency cover on standard plans
- -Hygienist treatment not covered on basic plans
- -Lower claim limits than some competitors
Boots FAQ
Who underwrites Boots Dental Insurance?
Boots Dental Insurance is underwritten by Hamilton Insurance DAC and administered by Capacity Insights, a trading name of Healix Insurance Services Ltd (authorised and regulated by the FCA). Boots is the distributor, so your policy documents and claims come from Capacity Insights rather than from Boots itself.
Can I use Boots Dental Insurance with an NHS dentist?
Yes. Boots Dental Insurance covers NHS dental treatment, including all three NHS bands. This makes it one of the more flexible options for people who still use NHS dental services.
Is there a waiting period with Boots Dental Insurance?
Emergency dental treatment is covered from day one. There is a 3-month waiting period for routine treatment such as check-ups and fillings.
Does Boots Dental Insurance cover hygienist visits?
Standard Boots Dental plans do not include hygienist cover. If this is important to you, consider Simplyhealth or Denplan, which include hygienist visits.
How does Boots Dental compare to BUPA Dental?
Both are dental insurance products. Boots is generally slightly cheaper at entry level, but BUPA offers more comprehensive cover and worldwide emergency cover on every level. See our BUPA vs Boots comparison for a full breakdown.
Our score for Boots
Prices from £8/month
Prices verified July 2026 · review updated September 2026. Always verify with provider.
Alternatives to Boots
Denplan
Denplan Care
from £13/mo
UK's largest dental payment plan with 6,700+ member dentists
Simplyhealth
Simply Dental
from £8/mo
Flexible health cash plan — use any dentist, claim from day one
BUPA
BUPA Dental Cover
from £8/mo
Trusted dental insurance with worldwide emergency cover