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Dental Cost Calculator UK 2026

Estimate what you spend on dental care each year and see whether a dental plan could save you money. Based on UK average private dental costs for 2026.

Dental Cost Calculator

Estimate your annual dental costs and see whether a plan could save you money. Results update as you change the options.

How often do you visit the dentist?
Typical treatment per visit
Dentist type

Your estimated costs

Pay-as-you-go

£260

per year

With a dental plan

£144

per year

You save

£116

per year

Cost breakdown (pay-as-you-go)

Check-ups£130
Hygienist£130
Total£260

A dental plan could save you money

Based on your situation, Simplyhealth Simply Dental could save you approximately £116/year.

View Simplyhealth Simply Dental details

Estimates based on UK average private dental costs 2026. Actual costs vary by dentist and treatment.

The prices behind this calculator

Every estimate above is built from this reference dataset: typical private prices for seven common treatments across six UK regions, with the NHS England band charge alongside.

Private dental treatment prices by UK region, 2026, with NHS England band charges
TreatmentLondonSouth EastMidlandsNorthWalesScotlandNHS (England)
Check-up£85£75£65£60£60£62£27.90
Hygiene visit£90£75£65£60£58£60Not covered
X-ray£40£35£30£28£28£30Not covered
Filling£150£130£110£100£100£105£76.60
Extraction£200£175£150£140£140£145£76.60
Root canal£700£600£550£500£490£510£332.10
Crown£900£800£700£650£640£660£332.10

Private figures are typical 2026 practice prices per region. The NHS column shows the England band charges in force from April 2026: Band 1 £27.90 (examination), Band 2 £76.60 (fillings, extractions, root canal) and Band 3 £332.10 (crowns, dentures, bridges). Hygiene appointments are not generally available on the NHS.

How we calculate costs

Our calculator uses average UK private dental treatment costs for 2026, broken down by region. London prices are significantly higher than other regions — often 30 to 40% more than the national average.

For NHS treatment, we use the England NHS dental charge bands in force from April 2026: Band 1 = £27.90, Band 2 = £76.60, Band 3 = £332.10.

The “with a plan” comparison uses the cheapest suitable plan for your treatment pattern: Simplyhealth Simply Dental at £8/month for check-ups only, a mid-tier Simplyhealth Simply Dental plan at £12/month for check-ups plus hygiene, and Denplan Care at a typical £17/month where fillings or complex work are expected. These sit inside each provider’s published range (Simplyhealth £8–£50, Denplan £13–£22).

Note: This calculator provides estimates only. Actual dental costs vary by practice, treatment complexity, and individual circumstances. Always get a written treatment plan and cost estimate from your dentist.