Westfield Health Dental review 2026
Health Cash Plan
Great-value health cash plan — dental cover from just £5/month
from £5
per month
The short answer
Westfield Health Dental is a health cash plan costing £5–£25 a month. You can use any UK dentist, no dental assessment is needed to join, and the waiting period is none — claim from day one. It scores 7.6/10 in our review and suits budget conscious and infrequent dental users — great-value health cash plan — dental cover from just £5/month.
Best for
- Very affordable entry-level plans from £5/month
- No waiting period — claim from day one
- Covers NHS and private treatment
Watch out for
- Lower claim limits on basic plans
- Less comprehensive than insurance-style plans
- No emergency dental cover on lower tiers
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About Westfield Health
Westfield Health is a not-for-profit health cash plan provider offering dental cover as part of broader health cash plans. Their dental benefit covers routine checkups, hygienist visits, and fillings at any dentist.
Plan type
Health Cash Plan
Monthly price
£5 to £25
Waiting period
None — claim from day one
Dentist network
Any dentist
How it works: You pay upfront for treatment at any dentist, then claim back a set amount from your plan.
Westfield Health plan tiers
| Plan | Monthly | Covers | Best for |
|---|---|---|---|
| Westfield Health Level 1 | from £5 | Basic dental cashback | Budget cover, infrequent dental users |
| Westfield Health Level 2 | from £9 | Dental + optical cashback | Regular dental users |
| Westfield Health Level 3 | from £16 | Higher dental + optical + physio | Comprehensive health cashback |
| Westfield Health Level 4 | from £25 | Premium limits | High dental usage |
What is covered?
| Feature | Included? | Notes |
|---|---|---|
| NHS dental treatment | ✓ | Cashback on all NHS bands |
| Private check-up | ✓ | Cashback up to annual limit |
| Hygienist visit | ✓ | Included on most levels |
| Private fillings | ✓ | Cashback up to annual limit |
| Dental emergency | ✗ | Not included on basic plans; check higher tiers |
| Worldwide emergency | ✗ | Not included |
| Crowns | Higher tiers | Level 3 and above |
| Orthodontics | ✗ | Not covered |
| Cosmetic treatment | ✗ | Not covered |
| Optical | ✓ | Included from Level 2 |
Westfield Health pros and cons
Pros
- +Very affordable entry-level plans from £5/month
- +No waiting period — claim from day one
- +Covers NHS and private treatment
- +Use any dentist
- +Good value for infrequent dental users
Cons
- -Lower claim limits on basic plans
- -Less comprehensive than insurance-style plans
- -No emergency dental cover on lower tiers
- -Less known brand compared to BUPA or Simplyhealth
Westfield Health FAQ
Is Westfield Health a not-for-profit?
Yes. Westfield Health is a not-for-profit health cash plan provider based in Sheffield. Surpluses are reinvested rather than paid to shareholders.
Is there a waiting period with Westfield Health?
No. Like Simplyhealth, Westfield Health has no waiting period. You can claim cashback from day one of your plan.
How does Westfield Health compare to Simplyhealth?
Both are health cash plans with no waiting period and any-dentist flexibility. Westfield Health is often cheaper at the entry level. Simplyhealth tends to have a wider product range and more comprehensive higher tiers.
Does Westfield Health cover NHS dental treatment?
Yes. Like Simplyhealth, Westfield Health covers NHS dental treatment. You can claim back the cost of NHS treatment bands.
Can I use Westfield Health with any dentist?
Yes. There is no network restriction. You can use any NHS or private dentist and claim back costs through the cashback system.
Is Westfield Health good value?
For infrequent dental users who want a basic safety net, Westfield Health at £5/month is excellent value. For more regular dental users or those needing emergency cover, consider a higher tier or a different provider.
Guides & comparisons featuring Westfield Health
Our score for Westfield Health
Prices from £5/month
Prices verified July 2026. Always verify with provider.
Quick facts
- [1] Westfield Health — Westfield Health Dental (official site) — checked July 2026
Is Westfield Health worth it for you?
Use our calculator to see how much you could save.
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