Compare UK Dental Plans 2026
Independent comparison of the UK's leading dental plans. Use the filters to find the right cover for your needs and budget.
Affiliate links: Some links on this page earn us a small commission at no cost to you. Our rankings are editorially independent.
Side-by-side comparison
| Feature | Denplan | Simplyhealth | BUPA | Boots | WPA | Westfield Health | AXA Health |
|---|---|---|---|---|---|---|---|
| Monthly price | from £13/mo | from £8/mo | from £8/mo | from £8/mo | from £12/mo | from £5/mo | from £12/mo |
| Plan type | capitation | cash plan | insurance | insurance | insurance | cash plan | insurance |
| Any dentist | ✗ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Online signup | ✗ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Emergency included | ✗ | ✓ | ✓ | ✓ | ✓ | ✗ | ✓ |
| Worldwide emergency | ✗ | ✗ | ✓ | ✗ | ✓ | ✗ | ✓ |
| NHS cover | ✗ | ✓ | ✗ | ✓ | ✗ | ✓ | ✓ |
| Hygienist included | ✓ | ✓ | ✓ | ✗ | ✓ | ✓ | ✓ |
| No assessment needed | ✗ | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Overall score | 8.2/10 | 8.5/10 | 8.0/10 | 7.5/10 | 7.8/10 | 7.6/10 | 8.0/10 |
| Read Review | Read Review | Read Review | Read Review | Read Review | Read Review | Read Review |
Prices last verified July 2026. Always verify directly with the provider before purchasing.
Browse and filter plans
Showing 7 plans
Simplyhealth
Simply Dental
from £8/mo
Flexible health cash plan — use any dentist, claim from day one
Denplan
Denplan Care
from £13/mo
UK's largest dental payment plan with 6,700+ member dentists
BUPA
BUPA Dental Cover
from £8/mo
Trusted dental insurance with worldwide emergency cover
AXA Health
AXA Dental Insurance
from £12/mo
Dental insurance with a unique no-claims discount of up to 35%
WPA
WPA Dental Cover
from £12/mo
Comprehensive private dental insurance with strong customer service
Westfield Health
Westfield Health Dental
from £5/mo
Great-value health cash plan — dental cover from just £5/month
Boots
Boots Dental Insurance
from £8/mo
Affordable dental insurance backed by the trusted Boots brand
Prices last verified July 2026. Always verify directly with the provider before purchasing.
Head-to-head comparisons
Two plans, one page: price, cover, waiting periods and who each one suits.
Before you choose
Frequently asked questions
What is the difference between a dental plan and dental insurance?
A dental plan (like Denplan) is a monthly payment arrangement with your dentist that covers routine and restorative treatment. Dental insurance (like BUPA) is an insurance product where you pay premiums and claim for treatment up to annual limits. A health cash plan (like Simplyhealth) lets you claim back costs from any dentist.
Is Denplan or Simplyhealth better?
It depends on your situation. Denplan is better if you already have a private dentist and want one monthly fee to cover all treatment. Simplyhealth is better if you want flexibility to use any dentist, including NHS, and prefer to claim back costs.
Do I need a dental plan if I have an NHS dentist?
Not necessarily. NHS treatment is subsidised, with charges of £27.90, £76.60, or £332.10 per course of treatment in England. If you visit regularly, a dental cash plan (like Simplyhealth or Westfield) can help cover these costs and any private hygienist fees.
Can I get a dental plan without a dental check-up first?
It depends on the provider. Denplan typically requires a dental assessment before joining. Simplyhealth, BUPA, Boots, WPA, AXA and Westfield Health generally don't require an assessment — you can join online immediately.
Are dental plans worth it in 2026?
For regular dental users (two or more visits per year), a dental plan usually works out cheaper or comparable to pay-as-you-go. Use our dental cost calculator to get a personalised estimate based on your usage and region.